2.99% two year fixed rate targeted at the four in ten borrowers who own more than half of their home

is now offering its lowest ever headline 2 year fixed rate mortgage at 2.99% (up to 50% ) with a fee of £995.

For people with slightly less equity in their home the Society also offers a 2 year fixed rate mortgage at 3.09% (up to 60% LTV) with a fee of £1,195 which has featured in best buy tables since its launch 5 weeks ago.

Tom Girling, Product Manager for , at the Society said: “Our 2.99% two year fixed rate mortgage is a great product for the four in ten mortgage borrowers who own more than half of their home*. We urge people currently sitting on their lender’s standard variable rate to consider fixing their mortgage payments for a set period of time which will help to counter any movements in base rate over the coming months.”

“For those people not yet ready to fix their mortgage deal we also offer a highly competitive range of trackers including a 2 year tracker mortgage for people with a 15% at 3.79%. This product has a low fee of just £495 compared to other deals in the market which have fees of up to 3% which would cost the customer £4,500 on a £150,000 mortgage.”

The new mortgages all have free valuation and legal fees for remortgage customers and offset versions are also available.

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