crime

POLICE in are reminding householders of the need to keep their homes secure and safe from intruders after a number of distraction burglaries across the area.

One of the incidents involves an address in Main Street, Skidby on Thursday 08 December.

The house is occupied by an elderly couple and the woman had got up at approximately 0615hrs to let her dogs out.

It would appear she left an external door open for a short time before closing it without locking it and returning to bed.

When the woman got up she found her handbag had been stolen from the kitchen.

The bag was later discovered by a member of the public in a wheelie bin in Northgate, and handed into police.

All the contents remained in the bag with the exception of £30 in cash.

In a separate incident, a quantity of jewellery as well as a mobile telephone and three handbags, were stolen from an address in Manor Way, Anlaby between 0150hrs and 0730hrs on Saturday 10 December while the occupants were asleep in bed.

The property was entered via an insecure kitchen window and items moved from the window ledge before a search of other rooms took place and the property was removed.

Detective Chief Inspector said: “I oversee all burglary and vehicle crime investigations in the and know first hand how distressing it can be to think a person has been inside your home or car; quite often when you have been inside your house and taken your personal belongings.

“Not only is it horrible to think a burglar has been in your home or car, but has taken things that you just can’t live without, like your keys, mobile phones or bank cards and cash.

“Burglars and thieves are not master criminals, they are opportunistic. A burglar only needs to spot an open window, unlocked side gate or dodgy security alarm to make their move, think about it – if you know your home security looks poor, so will a thief. Statistics show that properties with little security are over five times more likely to be burgled than those with good security.

“With Christmas being less than a week away, I’d like to remind everyone to be more security aware, don’t leave Christmas present on show until the big day, don’t advertise your new gifts after Christmas by leaving the packing outside for a week before your bins get collected, all you are doing is advertising to thieves you have a new Wii or PSP etc.

“Detectives in the East Riding are very good at detecting burglaries and vehicle crime, but quite often the crime could have been prevented in the first place if the owners just locked their doors, removed sat navs from cars and put just a little effort into making their property more secure.

“I hope you do not need to see one of my detectives this Christmas, but if you do, please be reassured they will do their best to get your property back.”

With only a few days left before Christmas, a number of security warnings and advice have been issued;

• Insurance – get it or regret it! Getting insurance is cheaper than paying out a small fortune to replace stolen belongings.

• Mark your property – Mark important and expensive possessions (such as your computer/DVD player) with your postcode and house number using special security marker pens. Keep a record of the make, model and serial numbers of all electrical equipment. If the police recover them after a burglary, this will be proof that they are stolen good- and yours.

• When returning home lock your door immediately – Even if you are in the house or garden, keep doors and windows locked. Don’t help sneak thieves. They only take a few seconds to steal something. Look at your doors and windows. Make sure you have sufficient quality locks, restrictors and door chains. If you would like more specific advice please contact your local PCSO or Community Wardens, who will be happy to discus security with you.

• Keep valuables out of sight where possible – Net curtains and blinds restrict what can be seen from outside. Hide purses and handbags and don’t leave cash lying around.

• Be aware who is in your neighbourhood and contact the Police if you are concerned on 101 or 999 in an emergency.

To outwit the a thief:

Always keep your car locked, even if you only leave it for a few seconds. That’s all the time it takes for a criminal to steal your car or belongings.
Avoid leaving anything in your car, whether valuable or not, particularly when its parked overnight. Almost 63% of thefts of and from vehicles happen when they are parked outside the home.

If you need to leave anything in the car, put it in the boot, or out of sight. Be particularly careful about expensive stereo, mobile phone or satellite navigation equipment.
Park with care and never leave keys in the ignition.

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Residents of the village of Weel in are the latest customers in and to be offered KC’s superfast fibre optic broadband.

KC is connecting customers in Weel using fibre to the home technology to give customers speeds of 100Mbps. Existing Karoo customers can take part in a trial of the new service which includes unlimited downloads.

Councillor Stephen Parnaby, Leader of of Yorkshire Council, said “It’s great to see KC installing fibre in rural areas in the and giving residents there access to the very best broadband available in the UK. Too often rural residents are neglected when it comes to the provision of services, but KC’s demonstrates its commitment to the whole region.”

With speeds of 100Mbps – more than twice as fast as BT’s Infinity fibre service – KC’s superfast fibre optic broadband will allow customers to download an entire music album in less than two seconds, an hour-long television show in around 30 seconds and a full high-definition movie in one to two minutes.

KC’s Director of Network and Engineering Services, Andy Whale, said “For me, the most satisfying part of our fibre roll-out is seeing the reactions on customers’ faces when they first try the service. At first people are simply amazed at just how fast it is, which is quickly followed by excitement about what they’ll be able to do with their new broadband service.

“Over the last two years we’ve invested several million pounds in our network to upgrade it and increase its capacity so that our customers already get a fantastic broadband experience as they spend more time online and use services that need much more bandwidth.

“With our multi-million pound investment in fibre broadband we’re bringing the full power of the internet into their homes and businesses.”

Weel, on the outskirts of , has previously experienced low download speeds due to its distance from the nearest telephone exchange. KC chose to deploy fibre there to both improve customers’ speeds and also because it’s one of the most technically challenging areas in which to deliver superfast broadband.

KC has already connected more than 200 customers to its new superfast fibre broadband in Woodmansey and in Hull city centre.

By the end of next year KC will offer fibre broadband to 15,000 homes and businesses in Hull and East Yorkshire, with locations and information about the different services available due to be announced at the beginning of January.

In the meantime, a demonstration suite in KC’s at its main office in Carr Lane is showcasing the new super fast service so customers across Hull and East Yorkshire can drop in to see for themselves how fibre will transform their online experience.

To find out more or sign up for the trial in the Great Thornton Street area or Weel people can call KC’s fibre team on 01482 604911 or visit www.kc.co.uk/fibre.

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of Yorkshire Council’s Team will be carrying out a survey of private rented accommodation in to establish whether properties are eligible for help with heating and insulation which, in some cases, may be free of charge.

Residents and owner-occupiers will receive a letter prior to the survey, explaining that an officer from the private sector housing team will be visiting in the near future.

A free follow-up home safety check, provided by the fire service, will also be arranged, as well as the opportunity to address any identified health and safety issues.

The survey will enable the council to develop a clearer picture of both the type and nature of housing occupation in the area and target energy efficiency programmes.

Those tenants who live in properties which have been accredited by their landlord as part of the council’s accreditation schemes will not be visited as they already comply with the minimum standards and in many cases exceed them.

Landlords are encouraged to join the council’s accreditation schemes, which have numerous benefits, with details available on the council’s website or by contacting the private sector housing team, on (01482) 396301.

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The slow house market has seen a continued rise in the cost of renting accommodation – but is remaining relatively stable.

Renting a home in England and Wales has risen for the ninth consecutive month but the rate of increase has slowed, according to a national survey.

LSL Property Services, which owns big estate agencies such as Your Move and Reeds Rains, said the average rent for a house in England climbed to £720 a month in October.

But, they also say the 0.2% monthly increase was the smallest rise seen since February.

Frustrated first-time buyers continuing to rent and a shortage of rental property have led to rising costs, even in the despite the availability of new stocks.

On a regional basis, rental costs rose the most in the south-east (up 1.5%) and the east(up 0.8%) in October compared with September.

Over the last year, tenants in London have seen rents rise faster than in any other region.

However by comparison, rents fell by 1.4% in the north-east and south-west.

“The recent increases are likely to continue to level out in run up to Christmas – traditionally a slower time for the market,” said David Newnes, of LSL.

“Nevertheless, despite the slower rate of increase, the cost of renting is still rising annually at nearly twice the speed of the average salary and many tenants will need to dedicate a growing portion of their disposable income to the cost of accommodation over the next year.”

, director of flat and house share website, Spareroom.co.uk, said:

“With the economic climate unlikely to be much improved as we go into 2012, this supply-demand imbalance will worsen rather than improve, which could well put more upward pressure on rental prices.

“However, the one saving grace is that the last thing landlords want is empty properties, so they will have a responsibility not to price tenants out of the market.”

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Nov 252011
 
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A ‘’ is a good way to ensure that at least your share of your  family home will pass to your children or, other chosen beneficiaries, whilst making sure that your spouse or partner has security to live in their home, and be given the option to move should they wish to do so.

The majority of couples own property as ‘joint tenants’, meaning that when one of them dies the property will pass to the survivor and after second death, on to the children.  However, if the surviving spouse should remarry, or need residential care, the children could end up with nothing.

Therefore, a Protective Property Trust in your Will can avoid both of these situations and provide security to the surviving spouse as well as the beneficiaries.

To enable the Trust you will have to convert the ownership from joint tenants to joint tenants in common. This way each owner can leave their share of the home in trust for their chosen beneficiaries after the second death, while at the same time providing for the remaining spouse to live in the house for the rest of their life.

Community Care Tax – the most vicious tax of all!

The Community Care Act 1990 introduced this tax and can come close to being a 100% tax on your wealth.  The local council ‘inherits’ around 70,000 homes each year depriving children and grandchildren of vital inheritances.  However, much of this drain is avoidable by taking some simple planning precautions.

Anyone who owns property should make professional advice a priority for financial planning – act early or the local council could disinherit your children..

Require further information?

If you would like more information or would like to ask us a question then call us on 01482 881919.
To ask us a question online  click here .

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Under new proposals, life could become a lot easier for ’s housebuyers.

David Cameron announced this week that house buyers will be able to borrow up to 95 per cent of the value of their new homes – new builds so the construction industry will get a welcome boost – which he hopes will “get Britain building again”.

It’s a welcome boost to the property market in Beverley, which has been hit hard by the difficulty of borrowing to by new homes and should give a boost to new schemes in Hopwood, on Manchester Street (Hey Mount) and on Darnhill, as well as stimulate new schemes.

It’s hoped that the indemnity scheme to be underwritten by the Government will help hundreds of first-time buyers in Beverley make their first step on to the housing ladder.

Following the boom and subsequent bust of the mid 2000s, borrowing became a lot more difficult for Beverley’s would-be house owners. High-risk had brought many banks and building societies to their knees – a great example – and many first-time buyers were being asked to stump up as much as £40,000 as a on their first home.

Mr Cameron recently told the CBI: “When first-time buyers on a good salary cannot get a reasonable mortgage, the whole market grinds to a halt.

“And that ricochets around the economy, affecting builders, retailers, plumbers – all the people that depend on a housing market that is moving.

“If we don’t do something like this we are not going to get this vital market moving… We will restart the housing market and get Britain building again.”

Ministers will also do their best to kick-start some of the 130,000 building projects which are estimated to have been approved but delayed by funding problems, many of them in and around Beverley.

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QualitySolicitors Lockings based in , and Hedon are delighted to announce that they have secured membership of the Law Society’s Quality Scheme – the mark of excellence for the home buying process. As a quality standard for residential practices, it marks out the firm as meeting the high standards set by the Scheme.

The Scheme requires practices to undergo a strict assessment, compulsory training, self reporting, random audits and annual reviews in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the , the , Legal Ombudsman and the Association of British Insurers.

Neil Oakes, Head of Residential Conveyancing at the firm explains:

“By becoming members of the Conveyancing Quality Scheme we are showing our clients and potential clients that we adhere to good practice management standards and to prudent and efficient conveyancing procedures and that we offer an excellent service at what can be a very stressful time for people.”

“My team’s shared philosophy is to make the moving process as stress free as possible by providing honest, realistic advice. I know that a cause of frustration when moving home is lack of communication so we endeavour to keep clients fully informed throughout the process. QualitySolicitors

Lockings’ conveyancing team is very busy. Even during the current economic downturn we are finding that local property owners are coming to us because we are a trusted name on the high-street and as a result we have a big share of the local conveyancing market.”

For further information on QualitySolicitors Lockings please call 01482 300200 or visit www.qualitysolicitors.com/lockings

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crime

POLICE are again reminding people of the dangers of leaving their homes insecure, following reports of another insecure burglary in the Willerby area.

Police were called following a burglary on Wentworth Close, Willerby which happened between 1810hrs and 2235hrs on Sunday 13 November 2011.

Thieves entered the property through an insecure window, whilst the occupants were in another room, and stole a gentleman’s Ingersoll 9ct gold diamond watch.

Between 1830hrs and 2230hrs on Tuesday 15 November, a property on Southgate Close, Willerby was entered via an insecure window and a black coloured jewellery box was stolen, which contained a significant amount of jewellery including:

An 18ct gold sapphire and diamond ring, an 18ct ring with four rubies and three diamonds, a ladies Citizen silver watch with a mother of pearl face, a gold leaf brooch and a bumble bee broochwith a blue coloured body.

Also, between 1900hrs and 2310hrs on Tuesday 15 November an attempt burglary took place on Southgate Close as an offender attempted to gain entry to a property through an inscure window, but was unsuccessful.

Anyone who may be help to help police with their enquiries into these incidents is asked to call Humberside Police tel 101 quoting crime reference number 1874482.

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Beverley Property Guide

From Monday, 5 to Friday, 7 December, it is the Empty Homes Agency’s ‘National Week of Action on Empty Homes’ which aims to identify and raise awareness of the problems with empty homes.

of Yorkshire Council has an empty homes team which is pro-active in tackling the problem of empty homes in the area and will be active on the streets of during the week of action.

It is vital that empty homes are brought back into use and the empty homes team will work with owners to achieve this. Most homes are brought back into use by informal negotiations with the owner, however, should this fail the home may ultimately be subject to a ().

Councillor Symon Fraser, cabinet portfolio holder for environment, and planning, said: “Empty homes blight communities and are a wasted resource which could otherwise be occupied. They are also known to attract anti-social behaviour, fly-tipping and vandalism.

“The empty homes team is focused on addressing this problem and will act appropriately to encourage the owners of empty homes in the Withernsea area to bring them back into habitable use.”

For further details or to report an empty home, call (01482) 396301 (selecting option 2) or email private.sector.housing@eastriding.gov.uk

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Nov 202011
 
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The number of people caught in the Inheritance Tax “trap” is set to rise over the next four years.

The has fixed the level below which no tax is paid – an effective tax rise when inflation is taken into account.

Currently, any individual with an estate worth more than £325,000, or a couple whose estate is worth £650,000 will pay a huge 40% tax on the excess.  The government has fixed these limits until 2014.

David Dunning, General Manager at Chartered Financial Planners, cba financial services in said:

“Many people put off taking any action to mitigate inheritance tax as the Conservative Party had suggested raising the limit to £1,000,000 if they got into office.  Obviously, they are not in a position to do this and we now know the limit will remain unchanged for at least 4 years.

However, with some careful planning, it is possible for anybody who may be affected to avoid the tax.  As Lord Jenkins said in 1968- Inheritance

Tax is broadly speaking a voluntary levy paid by those who distrust their beneficiaries more than they dislike HM Revenue & Customs .

The cost of Inheritance Tax, together with Long Term Care are the two biggest threats to your hard-earned money, and yet there are ways to reduce the impact of both, and ensure you pass more of your money to those who are important to you.”

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